Mergers & Acquisitions Advisory

A Neumann & Associates, LLC

February 11, 2016

The Best Credit Cards for Business and Why

By Achim Neumann

Most business utilize a line of credit to ensure business operations will run smoothly regardless of current cash flow. Additionally, business owners are always on the look out for credit cards that offer perks that will make their businesses run smoother as well as reward them for spending their money.

This article will review three credit cards that have terms that are beneficial to the operation of most small to mid-sized companies, as well as some additional knowledge to help make the right choice for any business.

The Chase Ink Plus card is suited to frequent fliers, as it awards 60,000 bonus points (good for a flight worth $750) if a minimum of $5,000 is charged in the first three months after the opening of an account.

Points can be earned at 5x per dollar spent ($50,000 cap) when the card is used at office supply stores and to process cellular, phone, cable and internet bills, and at 2x per dollar ($50,000 cap) spent when it is used at gas stations and hotels within the United States.

Cards can also be distributed to employees at no additional cost, making it easy to accumulate the maximum number of points available in the above mentioned schemes.

2) SimplyCash Business Card from American Express

Businesses looking to preserve their financial reserves will want to use SimplyCash Business Card from American Express, as its cash back program reduces expenditures every time it is swiped.

It provides 5% cash back on purchases from office supply stores and wireless companies in the United States ($25,000 cap), and it allows business owners to choose a spending category from which 3% cash back can be earned ($25,000 cap), which includes areas ranging from advertising to airfare.

A $250 one-time bonus can be earned by charging $3,000 on the card in the first six months after opening an account, and there is no annual fee.

3) Starwood Preferred Guest Business Credit Card from American Express OPEN

Entrepreneurs that spend a lot of time in hotels attending meetings and conferences should consider signing up for the Starwood Preferred Guest Business Credit Card from American Express.

The points earned from using this card for business expenses add up to free stays in the Starwood hotel chain with no blackout dates (1,200 properties in 100 countries), and with 25,000 bonus points awarded for users that charge $5,000 in their first three months, business owners won’t have to wait long for their first free night.

The points can also be used for flights, or for train journeys on Amtrak, making it a well-balanced travel card for small business owners.

About A Neumann & Associates, LLC

A Neumann & Associates, LLC is a professional mergers & acquisitions and business brokerage firm having assisted business owners and buyers in the business valuation and business transfer process through its affiliations for the past 30 years. With an A+ Better Business Bureau rating, the company has senior trusted professionals with a deep knowledge based in multiple field offices along the East Coast and has performed hundreds of business valuations in its history. The firm’s competitive transaction fees are based on successfully completing transactions. For more information, please contact A Neumann & Associates at 732-872-6777 or

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Client Testimonials

“I had been in touch with Karin and Gary from A Neumann & Associates regarding some opportunities and was looking forward to meeting with them. Hence, when they organized a seminar in Princeton, NJ, I was quick to sign up. The seminar was very informative as the team walked the attendees through various scenarios and referenced real life buying/selling situations they had been through. The sessions by Gary, Karin and Achim were crisp and focused and brought clarity to potential seller and buyers. I strongly recommend the team and look forward to continue working with them.”

Gaurav Tyagi

“Thank you for your Event on "How to value, Sell, and Buy A Business for Maximum Profit" and the insight into ANA’s approach on what is involved in the Business Exit for sellers. Garys Hervieiou's "Business Valuation", Achim's "Deal structure" presentation and Karin’s "Preparing the Package" are real street knowledge shared. They answered attendees questions which makes it more interesting for learning from others. Great for small businesses like us. The presentations were totally worth our time and travel for the event to Princeton, NJ from Rockville MD. Ravi Bhutani, President, CIPS”

Ravi Bhutani

“Gary, this is to thank you for an excellent job done in selling our business. We could never have done it without your professional expertise, dedication and time put in without reservation to make it happen. We will gladly and highly recommend you to anybody in our position.  It was a pleasure to work with you.”

Pat Iammatteo, Owner

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“I recently contacted A. Neumann and Associates about getting a valuation of my business done. I spoke with Marc, who explained the process in detail. After meeting with Marc in order to get a clear understanding of my business, and what I was hoping to accomplish. His patience in answering all my questions and his knowledge of the proper way to market my business gave me great confidence that this is the firm I will be using to sell my business for max value. Working with Marc at A Neumann & Associates was very easy and professional. I did not know all that was going to be involved in selling my business but they helped me through the process. What I thought was going to be a just another one of those pushy sales companies was just the opposite. Polite, knowledgeable, and a pleasure to talk to and deal with. I highly recommend this firm to anybody who wants to sell now or down the road. Marc not only knows his stuff, but actually is a real nice guy.”

Double Diamond

“Used A Neumann & Associates to sale my business. could not imagine having done it with out the patience and experience Gary provided. Thanks Gary,”

Dennis Frazier

“Working with Marc and his company was a pleasure. What I thought was going to be a just another one of those pushy sales companies was just the opposite. Polite, knowledgeable, and a pleasure to talk to and deal with. Marc handled most of the interaction and he has one of the greatest demeanors. Again, it was a pleasure working with him and his firm.”

Douglas DiCeglio

“I recently completed an acquisition using A Neumann & Associates. Tony Valentino was very helpful and accessible during the entire process. They do a thorough job vetting both parties and got us to the finish line.”

Srini Mudambi

“Claus out of Florida helped us with the sale of our business. We had never done anything like this and him and his team walked us through the process from start to finish. We had some challenges through the process and Claus continued to show up even in the difficult conversations.”

Colby Harris, Co-Owner, Del Mar Designs

“Claus Madsen thoroughly helped us with selling our company. From the 1st introductory meeting explaining to us what was possible, to providing us with resources to assist with the sale. Claus was invaluable throughout the whole sales process. Claus was with us every step of the journey and always made himself available for any questions or issues that came up along the way. If you are interested in selling your business, I encourage you to reach out to Claus and the ANA team so that they can let you know what’s achievable. These guys will make it happen!”

Ron Harris, Co-Owner and Vice President, Del Mar Designs
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