Mergers & Acquisitions Advisory

A Neumann & Associates, LLC

November 17, 2015

Can Your Business Survive A Disaster?

By Achim Neumann

You might not think about it from day to day, as life can lull you into a false state of security, but natural disasters can happen at any time, in a variety of ways. Being caught without a plan to keep your business afloat can put its survival in doubt, making it vital to take the steps necessary to protect your assets before the unexpected happens. Having a plan will help restore it to full health despite any circumstances that might beset you in the wake of a disruptive event.


Which types of disasters are most likely to occur in your region?

Your first task is to assess what natural threats pose the biggest risk to your assets. What plans can you draft, or infrastructure can you purchase that will counteract these threats? For example, if you live in an area that is prone to severe storms, having a generator on site at your retail food store may be a worthwhile investment, as it will keep frozen perishables viable while you wait several days for your power to be restored.

Review your insurance cover

Are you adequately protected for the partial or complete destruction of your assets? Are there clauses in your current policy that exclude or limit coverage for disasters that have a realistic chance of happening in your area? Review it line by line (with your attorney if possible) to make sure you are covered for everything you need to be protected against. It is always a good idea to get periodic business valuations to ensure you know what your business and assets are actually worth, and especially for insurance purposes.

Mirror copies of important documents, and back up vital data to the cloud

Go through your files and identify every document that would damage your business if it were to be lost in a fire, and photocopy it multiple times. Take these copies and store them in various secure places (e.g. safety deposit boxes, a safe in your home, etc). Additionally, you will want to scan them and upload their digitized forms to a secure cloud storage site along with all the vital electronic files that are present on your company servers.

What will your employees do in the aftermath of a disaster?

Disasters may create communication challenges that will make contacting employees difficult in the wake of a natural disturbance. With telecommunications likely to be unreliable or offline, it is important that people in various positions know what their responsibilities are after an event before it happens. This way, there will be less confusion among your rank and file with regards to their duties when the unexpected occurs.

What government relief programs are you eligible for in the wake of a declared disaster?

Sometimes, the forces of nature wreak destruction on a scale that may require you to reach out for government assistance. Do you know the protocol that you will you have to go through to receive the capital you need to get your business back on its feet? If you don’t, researching federal and state programs that are set up to help individuals and businesses get level after a disaster will prove to be a worthwhile investment of your time on a quiet afternoon.

About A Neumann & Associates, LLC

A Neumann & Associates, LLC is a professional mergers & acquisitions and business brokerage firm having assisted business owners and buyers in the business valuation and business transfer process through its affiliations for the past 30 years. With an A+ Better Business Bureau rating, the company has senior trusted professionals with a deep knowledge based in multiple field offices along the East Coast and has performed hundreds of business valuations in its history. The firm’s competitive transaction fees are based on successfully completing transactions. For more information, please contact A Neumann & Associates at 732-872-6777 or

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Eric H., Investor

“I recently contacted A. Neumann and Associates about getting a valuation of my business done. I spoke with Marc, who explained the process in detail. After meeting with Marc in order to get a clear understanding of my business, and what I was hoping to accomplish. His patience in answering all my questions and his knowledge of the proper way to market my business gave me great confidence that this is the firm I will be using to sell my business for max value. Working with Marc at A Neumann & Associates was very easy and professional. I did not know all that was going to be involved in selling my business but they helped me through the process. What I thought was going to be a just another one of those pushy sales companies was just the opposite. Polite, knowledgeable, and a pleasure to talk to and deal with. I highly recommend this firm to anybody who wants to sell now or down the road. Marc not only knows his stuff, but actually is a real nice guy.”

Double Diamond

“Used A Neumann & Associates to sale my business. could not imagine having done it with out the patience and experience Gary provided. Thanks Gary,”

Dennis Frazier

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Douglas DiCeglio

“I recently completed an acquisition using A Neumann & Associates. Tony Valentino was very helpful and accessible during the entire process. They do a thorough job vetting both parties and got us to the finish line.”

Srini Mudambi

“Claus out of Florida helped us with the sale of our business. We had never done anything like this and him and his team walked us through the process from start to finish. We had some challenges through the process and Claus continued to show up even in the difficult conversations.”

Colby Harris, Co-Owner, Del Mar Designs

“Claus Madsen thoroughly helped us with selling our company. From the 1st introductory meeting explaining to us what was possible, to providing us with resources to assist with the sale. Claus was invaluable throughout the whole sales process. Claus was with us every step of the journey and always made himself available for any questions or issues that came up along the way. If you are interested in selling your business, I encourage you to reach out to Claus and the ANA team so that they can let you know what’s achievable. These guys will make it happen!”

Ron Harris, Co-Owner and Vice President, Del Mar Designs

“A Neumann & Associates is the only business broker I would use or consult with. They have assisted with 3 business sales over the past 15 years with me. They are honest and sincere and have always performed better than my expectations. They are the only one i would use for the sales of my businesses.”

James Belanger, Business Owner

“I wanted to take a second to commend the exemplary customer service from both you [Karin Neumann] and Mr. Valentino. It’s both a rarity in the industry, and very much appreciated.”

Andrew G., Investor

“We worked with Neumann & Associates to investigate the purchase of a research company in 2010 and found Achim to be capable, forthright and realistic. His depth of experience enabled us to fully understand our options, offering creative options that might enable the acquisition. While we didn’t acquire that particular company at that time, we know exactly who to call whenever we’re looking to buy or sell a business.”

Daniel Coates, Buyer
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