Xavier AntoinePublished January 22, 2021 | By , Xavier Antoine is a data-driven decision maker who has led business intelligence departments and data science teams of major Fortune 500 firms. Xavier has over 25 years of applied knowledge in many industries including banking and financial industry, fintech, insurance, oil & gas, and pharmaceutical firms. Across his career, Xavier has designed and excelled in implementing analytical driven and optimized solutions for his clients in the areas of risk management, operation & logistic, information management, sales, marketing and business strategy.Xavier is also an entrepreneur and has launched several startups and small businesses addressing consumer lending, car import/export, medical tourism services, health and life retirement solutions and ecommerce. He has an excellent understanding of small and mid sized businesses and its daily challenges.Xavier earned his MBA in Finance & Marketing from Drexel University in Philadelphia and his MS in Econometrics from Pantheon Sorbonne in Paris. Xavier is trilingual and speaks fluently French and Spanish.Outside of the office, Xavier lives in Miami Florida where he spends his time either on his bicycle or on his paddleboard. Xavier is also on a mission to raise financial literacy and freedom across America.